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Don’t let poor holiday financial planning make the New Year less merry! For more information on financial planning, call Tom Snyder at 884-5441. (US Air Force Photo illustration/Airman 1st Class Andrea Posey)

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This photograph is considered public domain and has been cleared for release. If you would like to republish please give the photographer appropriate credit. Further, any commercial or non-commercial use of this photograph or any other DoD image must be made in compliance with guidance found at https://www.dimoc.mil/resources/limitations, which pertains to intellectual property restrictions (e.g., copyright and trademark, including the use of official emblems, insignia, names and slogans), warnings regarding use of images of identifiable personnel, appearance of endorsement, and related matters.